Marbella Property in 60 Seconds: The Fast Guide
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No time for a long read? Here is everything you need to know about buying property in Marbella in the time it takes to drink a coffee.
The market
Marbella is one of Spain's most internationally active property markets. Prices are not cheap, but they are significantly below comparable European resort markets like Monaco, Nice, or Tuscany. Demand is consistently high. Supply of quality property is constrained.
The process - headline version
Buying property in Marbella follows Spanish law. You will need: an NIE number (your Spanish tax ID), a Spanish bank account, a property lawyer, a notario to complete the sale, and typically a surveyor for older properties.
From finding a property to completing can take anywhere from six weeks (cash buyer, clean title) to four months (mortgage, complex ownership situation).
The costs
Budget 10-13% on top of the purchase price for all buying costs. This includes: transfer tax (ITP) for resale properties - 7% in Andalucia - or VAT plus stamp duty for new builds; notario fees; land registry fees; and legal fees. Your lawyer will give you a precise estimate once you have a specific property in mind.
The biggest mistakes
Not having a lawyer. Buying off-plan without checking the developer's credentials. Skipping the survey on older properties. Underestimating the total costs. Moving too slowly on a property you want.
The best bit
Once it is done, it is done. You have a property in one of Europe's most desirable locations, with 320 days of sunshine, easy flights home, and a community of people who have made exactly the same decision and do not regret it. The process is manageable. The result is worth it.
If you want the full version - all 15 steps, personalised to your situation - that is what PlanMarbella.com is for.
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Check if it's still free - PlanMarbella.comFrequently Asked Questions
How long does buying property in Marbella take?
From offer to completion, typically 6-12 weeks for cash buyers and 3-4 months for buyers using a Spanish mortgage. Complex title situations or off-plan purchases can take longer.
What is the minimum budget for buying in Marbella?
You can find apartments in the Marbella area from around 200,000-250,000 euros, though central and prime areas command much more. Including buying costs, budget at least 10-13% on top of the purchase price.
Do I need to be in Spain to buy a property there?
Not necessarily. Many buyers purchase remotely using a power of attorney, which authorises their Spanish lawyer to sign on their behalf. You will still want to visit the property before committing to buy it.